If you are not going to fill it in I would use the wax method. Quick easy, looks just as good as finish and doesn't chip.
If you just have to put a finish on it I would get some Flex Coat rod finish. It doesn't yellow even if exposed to the sun 24/7. It is a 2 part epoxy mix, expensive but the best. First you need to clean the quarter, I would wipe it down with with acetone using a VERY clean lint free rag. Let the acetone flash off and then coat just the top and sides of the coin. You will need a clean area, with no dust floating around this stuff doesn't give you a second chance.
Marvin